News for hackers. Stuff that matters.
Re:Airbnb and security camera disclosure by philip1209 on Wednesday January 16, 2019 @01:40PM (#18923596)
As a short-term tenant who isn't eligible for property insurance, there is no way for me insure against losses. I spent considerable time trying to get a policy after our burglary, and it wasn't possible. In my opinion, providing this insurance should be handled by the marketplace.

The problem is that Airbnb stays are similar to airline flight delays - the cost of a problem can result in many times more costs than just the cost of the flight.

The EU has very strict laws - if you booked a flight in good faith, then the airline is responsible for getting you to your destination, paying for your needs (food/housing) until that happens, and pay cash compensation of up to 600 euros.

In my opinion, the government should provide the same type of legislation for short-term stays. If you make a booking, the platform should at least be responsible for housing you for the duration of your stay.

Re:Airbnb and security camera disclosure by extra88 on Wednesday January 16, 2019 @05:38PM (#18926217)
> As a short-term tenant who isn't eligible for property insurance, there is no way for me insure against losses.

Why couldn't you get travel insurance that could cover accommodation costs and replacement costs due to theft?

Re:Airbnb and security camera disclosure by alexhutcheson on Wednesday January 16, 2019 @02:59PM (#18924446)
Depending on your policy, your homeowners insurance or renters insurance (at your long-term home) may cover you for theft from hotels, Airbnbs, etc. If yours doesn't, you could shop around for one that does.
Re:Airbnb and security camera disclosure by philip1209 on Wednesday January 16, 2019 @03:19PM (#18924681)
As a digital nomad, I have no long-term home. I literally live in Airbnbs. I tried finding a policy to cover me, but none exists. Policies also vary a lot with burglaries - eg some require signs of forced entry.
Re:Airbnb and security camera disclosure by gambiting on Wednesday January 16, 2019 @03:59PM (#18925139)
Hmmm I wonder if in that case a good travel insurance would work. You are staying in those places temporarily so I'd argue it's travel.
Re:Airbnb and security camera disclosure by debatem1 on Wednesday January 16, 2019 @05:05PM (#18925929)
Have you considered starting this up as a business? Surely there's a market for it, and the claims data alone would make you a valuable acquisition target.
Re:Airbnb and security camera disclosure by megy on Wednesday January 16, 2019 @07:24PM (#18927142)
Because it is a very uncommon situation.