What I learned from reading a thousand emergency room bills

Re:What I learned from reading a thousand emergency room bills by ams6110 on Wednesday December 19, 2018 @05:38PM (#18720544)

Proper insurance pays you for insured losses you incur.

When my car is damaged in an accident, I take it wherever I want to have it repaired. I don't have to think about whether the shop is "in network" or not. My insurance pays for the cost of the repair, up to the limits of my coverage. Simple.

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Re:What I learned from reading a thousand emergency room bills by spullara on Wednesday December 19, 2018 @08:00PM (#18721608)

I'm not sure if you have ever done this but there are a lot of caveats to that. Many car insurers will have you shop around for a good price, have you pick one of their preferred repair providers or may decide that damage you claim happened in the accident was preexisting. The job is called "claims adjuster" and I'd be surprised if no one from the insurance company visited you when you filed a claim.

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Re:What I learned from reading a thousand emergency room bills by liveoneggs on Thursday December 20, 2018 @10:05AM (#18725450)

in real life your car insurance company will tell you where to take it

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