This is what I struggle with understanding. Maybe it's because I'm from a "slightly" older generation. But I've watched my younger colleagues one after another get Mondo(Monzo) cards and I've quizzed them on why they switched. The answers came in two categories a) because it has an app and b) dunno? because everyone else has one. So...I'm still stumped for a good reason to switch.

But kudos to the company behind this because I do appreciate the fact that it seems to have been a kick up the backside of ye olde guard.