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Re:The Secret API of Banks by cesarb on Wednesday August 08, 2018 @04:55PM (#17719395)
> On-restaurant-table credit card swipe rather than taking the card away and entering tip later. Many places overseas do this almost universally.

If they took the card away, how would you enter the card's PIN? That's why places outside the USA do the swipe on the table.

Re:The Secret API of Banks by TuringNYC on Wednesday August 08, 2018 @05:08PM (#17719501)
In the US, almost universally, they take the card away. Swipe it somewhere in the back -- without a PIN. Then bring back a receipt for an inked signature, which is supposed to the be the alternative to a PIN.

Oh, and you put the tip in on that receipt, and they go back and do a second entry of the tip (sometimes incorrectly, almost always higher when incorrect.)

Worse - the transaction alert -- if you get one -- is the pre-tip amount. Makes no sense.

Re:The Secret API of Banks by dyu on Wednesday August 08, 2018 @09:42PM (#17721105)
FYI if they enter the final amount incorrectly you can dispute the charge with your credit card provider. It's probably a stronger case if you kept your own copy with the final amount that you wrote down.