Re:Maybe the Gig Economy Isn’t Reshaping Work After All
by marcosdumay on Friday June 08, 2018 @08:23PM
(#17270787)
It is simply incredible how governments do never decided that banking is a public service and should be regulated as such (it's been what? 300 years? Maybe that's still too little)
A passport is enough to prove your identity isn't fake. But since it's not enough to give you a credit line, banks simply refuse the service. There are way too many people with no access to banks.
Re:Maybe the Gig Economy Isn’t Reshaping Work After All
by gaius on Saturday June 09, 2018 @05:44AM
(#17272249)
It is simply incredible how governments do never decided that banking is a public service
They did https://en.m.wikipedia.org/wiki/Girobank https://en.m.wikipedia.org/wiki/Post_Office_Money
A passport is enough to prove your identity isn't fake
Theoretically, perhaps, but in practice anyone who needs to validate identity will ask for multiple forms of ID.
Apparently in the past people with questionable sources of income used to open fake accounts to move money and the banks were happy to do it until the regulators slammed them with fines.
Also, when you have a bank account you can get things like a phone contract with a direct debit payment. Apparently, some people made it a habit to leave the UK without paying their bills after they are done with their seasonal work.
I'm sure some people run much more elaborate scams.