Plaid founder here. Yes - our development environment is unpaid and many people use it for personal budgeting. You can sign up here: https://dashboard.plaid.com/signup

This is fantastic, thank you!!

I don't see why you couldn't use testing tier for individual transaction history.

https://plaid.com/pricing/

Unless I'm mistaken, the Testing tier only allows the use of "sandbox" banking credentials, whereas the Development tier actually lets you connect to real bank accounts. In either case, it's free to get your own transaction history.

Charley from Plaid here.

Correct! We have three environments you can send API traffic into - sandbox, development, and production.

Sandbox + development are 100% free to use, development just requires a quick request through the dashboard after signing up for API keys. (https://dashboard.plaid.com/signup)

Sandbox- gives access to sandbox data to test the integration. Development - add up to 100 live bank accounts Production - add as many live accounts with paid account

Awesome! (Where were you guys 5 years ago when I was doing my PFM ;).

I went looking for a Go library for your API and the plaid one says it's not maintained/supported anymore. Is there a replacement (third party or not) for it?

Plaid was just starting 5 years ago :)

we currently don't have an updated official go library for our API, but shoot me an email ([email protected]) and can shoot over some recs for third party libraries

Plaid user here. The sandbox has only one valid account with more or less randomly generated transactions. You want the development environment.

It also has " First 100 live credentials in Development free".

Yes, but you do have to go through the signup process and have your API access granted.