But some VPS providers allow you to have a reserved IP that you can use as your SMTP IP, keeping it independent of your server instance. I'm about to switch to vultr.com for this feature, which means cleaning another IP but hopefully the last one for a long time.
I know that for many people here DSL does not provide sufficient bandwidth to suffice as the primary home internet connection, and $60/month is pricey if you only plan on using the connection for email, especially compared to a VPS. It is much less expensive than paying for a business account with any of the other ISPs, though.
PTR records are updated from the VPS provider web interface, it takes a few seconds to activate.
https://encrypted.google.com/search?hl=en&q=how%20to%20check...