Except if your taste is not right smack in the mainstream, those services have a terrible selection even combined.

I went to JustWatch and even pretended to be an American, just to make it easier on them.

First option, The Exterminating Angel. It's a classic, part of the list of 1000 best films by the NYT, and less than 60 years old. Nope, not even one service has it.

Second choice, Lore; still foreign, but it's a film from 2012, made already in the streaming era! Apparently I got to subscribe to "Fandor", so the price is now $40/month.

Third, let's give them an easy win: Missing, made in the US and owned by Universal! Yet another service, so called "Starz", for $9/month more.

Fourth, an American classic, they have to have Raging Bull... and no. Now it's something called "MaxGo", which from what I can tell costs another $10/m.

These were literally 4 of the 5 first movies I searched for, and we're already at your $60/month, and still missing one! It's not reasonable.

I'm not going to argue on the stats, but some assumptions you have made are that I (or anyone else commenting here) live or have a livelihood in the U.S. or that I (or anyone else commenting here) can afford the $30 or so a month. I won't go into details, but these three services alone are not adequate, and the remaining $30 as per your calculation wouldn't be enough. There are great shows from HBO, ShowTime, etc. For someone who likes good content from different sources, the current crop of services are not yet suitable (speaking solely for myself).

FWIW, I do have Netflix and Amazon Prime, but still don't get everything I'd like to have (and the bigger headache of knowing what's where adds to the frustration). Of course, I have seen people make the argument that one shouldn't wish for things one cannot afford. For digital content though, I believe the companies are leaving a lot of money on the table by not expanding their customer base and making it easier to subscribe and use (vs. say, downloading content from elsewhere).

Okay... But I'm saying the industry is losing money to far easier-to-use pirating.

I don't see how the current size matters for that.