Apple care, expensive though it may be, gets me a few mulligans while also providing broader coverage against other unknown damage or warranty issues, something even the nicest Otterbox style cases won’t afford me. It’s all a trade off. My preference is expensive but I historically break a screen every year, why not plan accordingly.
AppleCare Plus FTW, indeed.
I don't want to be rude, I simply have a hard time understanding how careless people can be with their expensive devices. I'm not specifically accusing you of being careless, but I don't understand how people can drop their phones all the time.
My Moto X has been dropped one time, because I accidentally put it behind a stupid strap on my pants, rather than in the pocket. I cut that strap off afterwards, because that's just a really shitty idea to put a strap right on front of a pocket.
That probably sounds a little bit sanctimonious, but it's the truth.
I have broken exactly one phone in my entire phone-owning life (since 2002), I've had 6 phones during this time, 4 feature phones and 2 smartphones. So one accident in 16 years, and that was a Sony Ericsson Elm. It was actually what pushed me to finally get a smartphone, so maybe it was a net positive :-)
Arrogant maybe, but that's because I'm usually right about most things ;-)
But I can't help but feel like people make it out to be a bigger deal than it is... you can get it fixed third-party for pretty cheap.