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And install a tracking device in your car so we catch watch your every move and second guess everything you do while driving.

I've had a few friends volunteer for this already; in my limited experience they are typically used only for a period of time (weeks not years) and are typically marketed as "use our tracking device and get a safety discount."

It strikes me as creepy, but I might think differently about them if I needed a discount.

Not sure why this comment is dead. Car insurance tracking devices are already a thing, with some scoring the safety of your driving and providing suggestions (recording the G-forces attained and determining that hard control inputs are indicative of dangerous driving).