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Re:Your Mother’s Maiden Name Is Not a Secret by pvinis on Saturday December 30, 2017 @05:37AM (#16034690)
I'm not going to comment on all the issues you listed, only for the last part.

I think it's a grass-is-greener thing, and you see the bad stuff for one side and the good for the other. There are banks in Europe too, that suck. I had an account in Bank Austria. The username was a number they gave you, and the password had to be exactly 5 numbers. There was a place in the FAQ somewhere that said you can put any password you want, as long as it starts with 5 numbers, and the reason for that is that only these first numbers are taken into account, because of legacy mobile banking (as in, banking from your mobile via sms).

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