I've been considering this same move a lot recently. I know this is appealing to some people and seems completely insane to others. I believe that I understand my own psychology pretty well. The situation where every productive hour of my life can be devoted to creating my own product and my own business as well as every passing day being a step further towards zeros dollars in the bank is a way to push me into the mode of peak productivity and creativity. This is weighed against the large risk of not creating any positive revenue streams or cash injections from outside investors and spending all my money. :) I do not have a wife or children so the amount of risk is limited only to myself.