Well the fact remains that it does not happen. When I purchased my home in 2003 I received no tax credits, support from the government, bonuses, or a pat on the back. I put 20% down after saving up everything I could for a solid 5 years after landing a great job after college, which again wasn't subsidized or had grants for.
No one else does this but me and the ridiculous sense of entitlement or attitude of it being "unfair" that someone else can't afford it really stems from a deeper issue.
Get off your high horse about the government charitability towards homes, the government didn’t provide these programs out of its own back pocket, our tax dollars provide these programs.
Are you being sarcastic?
If you're not a Bay Area (or other unaffordable area) resident, then your viewpoint is rational. The price-to-income ratio of your new neighbor should be about the same as your price-to-income ratio when you moved in.
If you're a resident of metro San Francisco, San Jose, Denver, Dallas, Austin, Washington DC, or Boston, then you are expecting different behavior from your new neighbors. They will need to save for 10 or more years for that down payment of 20% due to competition from each other. The income required to live in these metro areas is much higher. The lower-middle class is pushed out. Upper-middle class folks who want to live below their means don't have the option to.
Fairness is the wrong metric; life in all societies is fundamentally unfair.
It is just nonsensical for you to expect other people who are chasing opportunity (those metros are where the best jobs are) to give up, when you chased that same opportunity when you moved where you currently live.
Because our economy is changing, this means it's harder, but don't knock people for trying.
They will have a litany of troubles and problems that they go through, ready to fire off, no matter how well off they are.
I know I have one. It's not fair, so I try not to listen to it, but I do have one. A whole litany.