It's difficult to evaluate whether crypto would have mitigated your situation without knowing the details. Why were you charged legal fees by Wells Fargo?

Do you think the state comptroller could not seize your cryptocoin assets if you refuse to pay your taxes?

I'm with you, reasonable Bitcoin supporters should not want to get rid of USD. I personally think of Bitcoin like having a Paypal account, except less businesses accept it, and after dinner when we get the check none of my friends have ever said "hey do you have the bitcoin app on your phone". Maybe that will change soon.