> To strengthen my argument, you wouldn't expect every startup on the Internet to develop their own Apache server, HTTP protocol, and all the other technical innovations that allow for their business to exist, would you?

I don't want them making their own Apache server in the exact same way I don't want them making their own coin. They should use an existing standardized setup. A smart contract can be useful. A "coin in support of X charitable effort, come mine today" is pretty much nonsense.