Whenever I see comments about how "Company XYZ deleted my account after I issued a charge-back!" I ask: Why would one want to continue doing business with a company that made you issue a charge-back? Charge-back is pretty much the nuclear option of last resort when you have exhausted all avenues of redress. You're basically doing it to get your money back and "salt the earth" as you leave. I've done a few charge-backs in my life, and not once, ever, under any circumstances would want to do business with those companies again.