It is probably best to wait until you've bought the property. That property is an investment as well. I don't mean in the "buy a house and sell it later for big bucks" variety, it's an investment for more comfort in your life and future. I'm about ready to start saving up for a house as well, and it's going to be hard to stop throwing in $100 here, $100 there towards crypto and only put it towards a downpayment, but I need to start doing that.
Also stop buying video and board games for awhile. I'll have to only play the stuff I already have and never got around to playing for awhile. It's going to be hell :)
So I felt sad for a while but I have forgotten about it relatively soon. And it was a good lesson to learn.
I am planning to probably buy a property either end of this year or early next year so I am nearly there. My saving discipline will soon pay off!
Yes I think if you stop throwing $100 here and there at crypto, over 2-3 years that will translate into a nice lump sum of cash. Can be a basis for a deposit to buy a house.
With games, I'd suggest buying games which you'll be able to play for a long time so you minimize these costs. For example, I bought Starcraft 2 for £35 and you can play that game for years.
It was a deal including all 3 single player campaigns which are fun and then there is a massive multiplayer world where you can incrementally improve and challenge yourself playing tougher and tougher opponents.
Also congrats on having the savings discipline to save up for the house!
I might play Heart of the Swarm and Legacy of the Void later. There is also 4th campaign called Nova Covert Ops. But the pack I bought only contained WoL, HofS and LofV so I will probably skip that one.
I guess I am not a type of person who can take the stress of investing in something so volatile. I am trying to live a fiscally responsible and frugal life and this was probably the riskiest investment I have ever made.
I only invested a small amount. I could have easily lost all of it and it would make almost no difference to me. But I'm trying to save money to buy a property now so I will stay away from any kind of investments until I buy a house/apartment.