News for hackers. Stuff that matters.
Re:Ask HN: What do you use Machine Learning for? by eggie5 on Wednesday May 17, 2017 @11:54AM (#14359678)
Forecast loan payment defaults for 90 days or longer, 3 months in advance using a tree based model.
Re:Ask HN: What do you use Machine Learning for? by retube on Wednesday May 17, 2017 @12:11PM (#14359859)
What's your training set?
Re:Ask HN: What do you use Machine Learning for? by eggie5 on Wednesday May 17, 2017 @12:44PM (#14360205)
past loan performance data
Re:Ask HN: What do you use Machine Learning for? by lawrenceyan on Wednesday May 17, 2017 @11:20PM (#14364614)
Lending Club?
Re:Ask HN: What do you use Machine Learning for? by eggie5 on Thursday May 18, 2017 @10:55AM (#14367734)
hedge fund
Re:Ask HN: What do you use Machine Learning for? by lawrenceyan on Thursday May 18, 2017 @09:58PM (#14372510)
How large of a dataset are you looking at? I'm curious as to whether Lending Club's publicly available data will be lengthy enough to get meaningful accurate results for general 5-10 year loan predictions. Though it is nice that a economic crash happened to occur in the middle.
Re:Ask HN: What do you use Machine Learning for? by eggie5 on Monday May 22, 2017 @04:41PM (#14396767)
of course more data is always better, but there are plenty of flexible models that can learn form small data, so just try the lending club data and if your model isn't learning anything choose a more flexible one...
Re:Ask HN: What do you use Machine Learning for? by grooling on Wednesday May 17, 2017 @08:17PM (#14363951)
Very interesting stuff. Is it just you for personal interest?
Re:Ask HN: What do you use Machine Learning for? by eggie5 on Thursday May 18, 2017 @09:24PM (#14372404)
work