many summary judgements on flaky arguments are made just because the defendant didn't respond. the judgements are collected from you bank in any jurisdiction that will reciprocate
Although, I'm not sure why the plaintiff should be awarded anything, even if Zillow causes her to "lose money". Unless Zillow is doing something specifically to her home estimate, then it's merely offering a differing opinion on what they think the home is worth.
"Yeah, I don't think it's worth that much. A hundred dollars, tops."
"Did you just appraise this car? Oh, you done messed up."
muffled sound of approaching police sirens
EDIT: Hah, didn't see you'd used the exact same analogy elsewhere.
Civil courts exist to provide remedy for non-criminal violation of the law; award of damages (actual, statutory, punitive, or otherwise) is one form of civil remedy, but not the only one available.
Civil courts exist to provide monetary damages if damages can be proved to exist. Yes, they can also compel arbitrary behavior as a part of governing body.
This is independent of any stance on Zillow and a state licensing regime. If the plaintiff can convince that the tool is making her lose money, the judge will award her money.
"but that means < cue completely uninformed legal analogy >" yes you can make a career out of litigation, many people have.