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A comment on If you opened your PayPal account before you were 18, close it.

Re:If you opened your PayPal account before you were 18, clo... by kbos87 on Saturday April 29, 2017 @07:08PM (#14229270)
If ever there was a single shining example of how not to treat your customers, PayPal is it. Every year or two there is another story of a different arcane rule they have in place that is enforced with zero human consideration, oftentimes to deprive people access to their funds. They don't learn from their mistakes, nor acknowledge them in the first place. I can't think of another company that has drummed up such bad will in me (probably not even United.)
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Re:If you opened your PayPal account before you were 18, clo... by nikanj on Saturday April 29, 2017 @07:30PM (#14229372)
Learn from their mistakes? I think the biggest lesson has been that you can scam a small percentage of users out of their money, without any real impact. There's been so many stories about paypal stealing people's money, but their core business is still going strong.
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Re:If you opened your PayPal account before you were 18, clo... by mod on Saturday April 29, 2017 @08:33PM (#14229573)
The hilarious part of it all is that we're supposed to put them up as a payment option because users "trust them."

Easily the service I hold the most disdain for on the 'net.

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Re:If you opened your PayPal account before you were 18, clo... by coldtea on Saturday April 29, 2017 @10:34PM (#14229903)
>The hilarious part of it all is that we're supposed to put them up as a payment option because users "trust them."

And users, indeed trust them. It's merchants that have the most reason to complain.

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Re:If you opened your PayPal account before you were 18, clo... by MichaelMoser123 on Sunday April 30, 2017 @02:10AM (#14230359)
I think it's part of the plan, while your account is suspended they could possibly use the money and lend it at an interest...
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Re:If you opened your PayPal account before you were 18, clo... by cm2187 on Sunday April 30, 2017 @02:14AM (#14230368)
What you are describing is the way pretty much any financial institution treats their customers.

A mix of heavy financial regulation, and low competition, itself largely the result of the massive barrier to entry created by financial regulation.

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Re:If you opened your PayPal account before you were 18, clo... by tim333 on Sunday April 30, 2017 @03:27AM (#14230544)
Not really true - there are some decent ones too.
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Re:If you opened your PayPal account before you were 18, clo... by jjawssd on Sunday April 30, 2017 @08:39AM (#14231262)
Such as?
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Re:If you opened your PayPal account before you were 18, clo... by flyingfences on Monday May 01, 2017 @09:33AM (#14237320)
My local CU has been good to me.
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Re:If you opened your PayPal account before you were 18, clo... by tim333 on Sunday April 30, 2017 @01:59PM (#14232891)
Dunno - I've used First Direct bank for ~20 years without problems.
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Re:If you opened your PayPal account before you were 18, clo... by lithos on Monday May 01, 2017 @05:21AM (#14236408)
Navy Federal
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Re:If you opened your PayPal account before you were 18, clo... by flippyhead on Saturday April 29, 2017 @11:51PM (#14230081)
This. It's exactly why, despite handling tons of payments online, I've never even considered using PayPal.
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Re:If you opened your PayPal account before you were 18, clo... by pbreit on Saturday April 29, 2017 @11:06PM (#14229981)
Curious how detractors would explain PayPal's beyond outrageous success?
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Re:If you opened your PayPal account before you were 18, clo... by gcb0 on Saturday April 29, 2017 @11:28PM (#14230033)
PayPal is the poster child for startups with tons of funding which only way to make money is to take a regulated market and abuse it against said regulations. see: theranos, uber, airbnb, etc
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Re:If you opened your PayPal account before you were 18, clo... by paulwithap on Sunday April 30, 2017 @01:15AM (#14230256)
eBay
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Re:If you opened your PayPal account before you were 18, clo... by xkcd-sucks on Saturday April 29, 2017 @11:28PM (#14230031)
Integration with a large number of popular websites?
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Re:If you opened your PayPal account before you were 18, clo... by cerved on Sunday April 30, 2017 @03:20AM (#14230523)
Elon Musk obvi
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Re:If you opened your PayPal account before you were 18, clo... by ooqr on Sunday April 30, 2017 @09:27AM (#14231406)
Title should really leave out all the bits between 'account' and the comma.
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Re:If you opened your PayPal account before you were 18, clo... by edem on Sunday April 30, 2017 @03:52AM (#14230592)
What can I use instead of paypal?
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Re:If you opened your PayPal account before you were 18, clo... by firebird84 on Sunday April 30, 2017 @09:08AM (#14231341)
Believe it or not, banks often offer a secure money transfer mechanism you can use these days (finally). It only took them over a decade.

Google Wallet also works.

[ Parent | on HN ]
Re:If you opened your PayPal account before you were 18, clo... by cryptarch on Sunday April 30, 2017 @06:56AM (#14230968)
CC, debit transfer, Stripe, Bitcoin or Monero are some internationally available options.

There are are probably local debit-card based payment processors available to you as well; iDeal is one such system that is very popular in the Netherlands, it lets you pay with any Dutch debit account just as easily as with PayPal. It's a system in that there are a bunch of companies offering access to it. AFAIK processing costs are around ~€0.10, irrespective of transaction size at least for transactions under €1000.

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Re:If you opened your PayPal account before you were 18, clo... by rfz on Monday May 01, 2017 @07:23AM (#14236784)
Because I haven't seen it suggested yet- give Square Cash a try. Transfers appear in your bank instantly and it's dead simple. Dropped paypal last year and haven't looked back.
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Re:If you opened your PayPal account before you were 18, clo... by dest on Sunday April 30, 2017 @06:32AM (#14230918)
stripe maybe?
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Re:If you opened your PayPal account before you were 18, clo... by em3rgent0rdr on Sunday April 30, 2017 @04:35AM (#14230679)
Bitcoin.
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Re:If you opened your PayPal account before you were 18, clo... by flyingfences on Monday May 01, 2017 @09:34AM (#14237326)
Once we activate SegWit and get sidechains + LN, PayPal won't stand a chance.
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Re:If you opened your PayPal account before you were 18, clo... by edem on Sunday April 30, 2017 @05:42AM (#14230800)
Not very helpful.
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Re:If you opened your PayPal account before you were 18, clo... by Sir_Substance on Sunday April 30, 2017 @09:09AM (#14231345)
You should definitely try steams bitcoin integration before you dismiss the possibility. Grab a bitcoin wallet on your phone, go buy $5 worth of bitcoin, and then use that $5 of bitcoin to buy $5 of steam credit.

It's a considerably smoother user flow than using a credit card, and it's just as fast. I think you'll be surprised and impressed.

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Re:If you opened your PayPal account before you were 18, clo... by efournie on Tuesday May 02, 2017 @08:49AM (#14245905)
First, given the track record of manufacturers with android security updates, I wouldn't install a bitcoin wallet on my phone.

Then, there is the problem with "buy $5 worth of bitcoin". Last time I checked, this was everything but trivial, at least here in Europe.

And finally, the last purchase I made with bitcoins on steam took more than 12 hours to get validated. I used the standard bitcoin fee of the bitcoin-qt client but it seems to be far from enough nowadays.

[ Parent | on HN ]
Re:If you opened your PayPal account before you were 18, clo... by Sir_Substance on Wednesday May 03, 2017 @05:19AM (#14254137)
>And finally, the last purchase I made with bitcoins on steam took more than 12 hours to get validated. I used the standard bitcoin fee of the bitcoin-qt client but it seems to be far from enough nowadays.

So you know what the problem is, but you pretend that it's not your problem. If you use any modern bitcoin wallet, android or not, it'll automatically append a reasonable fee, and validate in about 2 seconds.

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