Chernobyl was extremely poorly engineered, Soviet Union style. Its major flaw was no containment vessel.
Even then, it took real effort to make it fail, and it was all totally unnecessary. It was probably the worst testing-related disaster in history.
50 years of operation of hundreds of plants. We could have had a repeat of all of the accidents every year and it would still be one of the safest alternatives.
Heck, we could have Chernobyl every year, and even based on the current worst case estimates of reduced life expectancy and counting every one of them as a death, we'd still not compensate for 1 Banqiao failure, or more than 1-2 years worth of coal.
But we're not having a Chernobyl every year. What we are having is vast numbers of preventable deaths due to other types of power generation.
We're talking millions dead over the last 50 years due to other types of plants.
If you look at what medicine deemed as safe, the limits were reduced every couple of years.
Specifically - "we could have Chernobyl every year ... we'd still not compensate for more than 1-2 years worth of coal"
But there are many nuclear plants around the world that have operated with no problems. As I said, I'm no expert.