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Re:Below Deck: Filipinos make up nearly a third of all cruis... by shasheene on Saturday February 11, 2017 @07:33AM (#13622335)
Wow, that's surprising. Was that position you're describing doing software development? Where were you based?
Re:Below Deck: Filipinos make up nearly a third of all cruis... by trome on Saturday February 11, 2017 @08:13AM (#13622446)
Google wants Geographers with masters degrees to drive their Google Street View cars for minimum wage in Seattle. Their requirements are ridiculous for their lowend positions.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by shard972 on Saturday February 11, 2017 @10:09AM (#13622914)
It's kind of expected when in the US you have a culture of "everyone has to go to university or you are worthless".
Re:Below Deck: Filipinos make up nearly a third of all cruis... by katzgrau on Saturday February 11, 2017 @11:19AM (#13623207)
I'd probably make the argument that it's an overemphasis on the principles of supply and demand (capitalism) that make one potentially worthless.

If there are enough geographers with graduate degrees applying for the gig even at minimum wage pay, you pay them minimum wage.

In the US (and let's be real, most of the world), capitalism trumps altruism (paying someone more than their market value because you're nice).

We exploit our own kind - it's always been that way, and there have always been a sufficient number of justifications (whether you agree with them or not) to keep up the practice.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by aianus on Saturday February 11, 2017 @12:05PM (#13623448)
You see exploitation, I see a market signal to high schoolers and undergraduates telling them we have enough graduate-level geographers, encouraging them to pursue something else and eventually making us all more prosperous in the future.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by katzgrau on Saturday February 11, 2017 @01:29PM (#13623932)
Sure, just two different ways of looking at the same thing. I personally view all employment as fundamental exploitation. Obviously you only hire employees with the intention to extract more value than what you give back in compensation. Some employers are downright extreme in this exercise.

I'm not against all of it. I just appreciate viewing things from as many perspectives as possible, uncomfortable or not.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by merpnderp on Saturday February 11, 2017 @02:55PM (#13624413)
What's a better system? About the time that Marx was formulating his ideas on society and markets, the US was just about finishing up several decades of government businesses that kept losing money against free market ran businesses even though they had the weight of the US treasury behind them. I doubt anyone would disagree that the reason the government businesses failed was that they were not sensitive to market signals and kept investing people's labor poorly.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by tootie on Saturday February 11, 2017 @09:00PM (#13626170)
Socialism need not be paired with a command economy. Capitalism plus redistribution works better.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by vacri on Saturday February 11, 2017 @05:15PM (#13625160)
Because as we know, high-schoolers are really good at labour-market analysis.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by flukus on Tuesday February 14, 2017 @02:04AM (#13641792)
Maybe there should be a specialist who's role is to counsel students through these decisions and provide guidance?
Re:Below Deck: Filipinos make up nearly a third of all cruis... by pizza on Saturday February 11, 2017 @02:04PM (#13624138)
Is it a reliable signal?
Re:Below Deck: Filipinos make up nearly a third of all cruis... by merpnderp on Saturday February 11, 2017 @02:52PM (#13624398)
To everyone who says "If money is important to me, what should I major it," it's a great signal.

To people who say "What's my passion in life and the rest of the world should subsidize it," not so much.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by hnbroseph on Saturday February 11, 2017 @01:59PM (#13624104)
sort of like how bandit activity is a signal that a road should be avoided
Re:Below Deck: Filipinos make up nearly a third of all cruis... by elastic_church on Saturday February 11, 2017 @12:39PM (#13623657)
I see cheap labor on mechanical turk woohoo upvotes are in my future for 1 cent!
Re:Below Deck: Filipinos make up nearly a third of all cruis... by differentView on Saturday February 11, 2017 @09:59AM (#13622862)
It's not ridiculous as long as there are Geographers with masters degrees willing to take those jobs.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by jdavis703 on Saturday February 11, 2017 @10:32AM (#13623034)
Actually it is ridiculous. Why were public funds spent on giving someone advanced education to drive around? Is there nothing better society can do with such skills?
Re:Below Deck: Filipinos make up nearly a third of all cruis... by differentView on Saturday February 11, 2017 @10:39AM (#13623056)
It absolutely is not ridiculous on Google's part.

You're making some other point.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by Baeocystin on Saturday February 11, 2017 @11:16AM (#13623200)
It absolutely is. If the best you can do with someone with an advanced degree is make them drive a car, you're wasting a valuable mind on a menial task.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by Trundle on Saturday February 11, 2017 @11:31AM (#13623275)
If it was a valuable mind then surely the owner of it would opt to do a more valuable activity than drive a car around? Google is just providing an option. Should they be binning applications for the position that include degrees?
Re:Below Deck: Filipinos make up nearly a third of all cruis... by matt_wulfeck on Saturday February 11, 2017 @12:58PM (#13623767)
How pretentious of you to decide what's best for someone else. Your job shaming just reinforces the notion that everyone must get a higher education degree or GTFO. Maybe people doing the job enjoy it or are doing it part time or find that the resume benefits outweigh the pay?

Either way there's nothing inherently wrong with a job that requires you to drive around all day. Work is work regardless of if you look down your nose at it as "menial".

Re:Below Deck: Filipinos make up nearly a third of all cruis... by abiox on Saturday February 11, 2017 @02:04PM (#13624137)
> Your job shaming just reinforces the notion that everyone must get a higher education degree or GTFO.

i think they were simply remarking that someone had an advanced degree and it wasn't being put to use.

this point is really about the system/world/situation and not so much about individuals.

> there's nothing inherently wrong with a job that requires you to drive around all day

seems like a red herring.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by Baeocystin on Saturday February 11, 2017 @11:40PM (#13626775)
Re-read what I said, because you are responding to something that has nothing to do with any of my claim.

Restated: If you spend 8+ years and tens to hundreds of thousands of dollars to learn something, not putting it to use is a colossal waste of resources for everyone involved. It's not just you. It's the seat you took from another student who would have appreciated it more.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by manigandham on Sunday February 12, 2017 @02:51AM (#13627342)
That's the same thing. It's not up to you to define "waste of resources" based on what someone chose to learn.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by Baeocystin on Sunday February 12, 2017 @11:08AM (#13628949)
I have a different perspective. Education is resource-constrained, and learners do not exist in a vacuum. In my opinion, it is the height of ego to refuse to make use knowledge that so many others have spent time and effort to teach.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by manigandham on Sunday February 12, 2017 @05:57PM (#13631614)
The education is paid for, so the "others" who are teaching are earning money, it's not wasted effort.

Knowledge itself doesn't contain any inherent value, it's free if you want to learn it all yourself without depriving anyone else of it. What you're paying for is the academic environment, resources and tutoring of a person. That's a business exchange like any other and everyone is free to spend their money on that, whether they do anything with the results or not.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by Baeocystin on Sunday February 12, 2017 @09:38PM (#13632750)
All knowledge learned represents an opportunity cost paid, both in real capital and time consumed in acquisition, both for the students and the educational system as a whole. If nothing is done with it other than acquisition, we as a society lose.

I am not against the viewpoint you present for anything other than what I see as pragmatic reasons. If we lived in a post-scarcity economy, I would agree with you.

But we don't, and we aren't going to be there anytime soon, either. The system we have now loads crippling debt on to students, and one of the reasons it can do so is because of the constraints of supply and demand. Thus, in my opinion, to not do anything with an advanced degree is deeply selfish.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by abiox on Saturday February 11, 2017 @02:14PM (#13624188)
> It absolutely is

while i agree with your sentiment about not at all utilizing the potential of an advanced education, i'm not sure how google is "at fault" here...

assuming this resume requirement is real: is it google's fault there is a sufficient supply of master's holders willing to drive for minimum wage, such that they're content having the requirement?

Re:Below Deck: Filipinos make up nearly a third of all cruis... by Baeocystin on Saturday February 11, 2017 @11:43PM (#13626789)
No. But it very much is their fault for making such an asinine requirement. I have no doubt it actually hurts them, too. Turnover is expensive, and someone who has an advanced degree will bail for better prospects as soon as possible.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by manigandham on Sunday February 12, 2017 @02:52AM (#13627344)
Why would they not ask for higher requirements as long as the jobs continue to be filled? You seem to have a problem with the wrong thing.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by Baeocystin on Sunday February 12, 2017 @11:13AM (#13628973)
That very attitude (that higher degrees=better at everything) is what I have the problem with. Not only is it demonstrably not true, but it comes with real consequences. An entire generation is being saddled with crippling amounts of debt because of attitudes like this, and we all lose because of it. Our society becomes lopsided, with not enough jobs for college grads to enable most to pay off their student debt, and not enough tradesfolk to fill the ever-widening gap between our needs and who can do the work.

Please note that I am not talking about learning in general. Lifelong learning is fundamental. But there are other paths to knowledge beyond a 4-year college.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by abiox on Sunday February 12, 2017 @01:07PM (#13629586)
there was a candidate that wanted to address the "crippling amounts of debt" issue, but that movement was cut off at the knees.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by Baeocystin on Sunday February 12, 2017 @09:39PM (#13632752)
No argument there.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by wtvanhest on Saturday February 11, 2017 @11:30AM (#13623269)
While it is off topic, the other point is interesting
Re:Below Deck: Filipinos make up nearly a third of all cruis... by Gargoyle on Saturday February 11, 2017 @01:51PM (#13624063)
And if you profit from Google stock/options/rsus/whatever, you're benefiting from this exploitation.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by SamReidHughes on Saturday February 11, 2017 @01:58PM (#13624101)
Those poor master's degree havers!
Re:Below Deck: Filipinos make up nearly a third of all cruis... by hnbroseph on Saturday February 11, 2017 @02:18PM (#13624212)
an american having a master's degree and getting low wages could mean they're indeed poor. a near-lifetime of non-dischargeable debt repayment.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by SamReidHughes on Saturday February 11, 2017 @02:51PM (#13624383)
They're clearly people who had choices in life.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by chillwaves on Saturday February 11, 2017 @03:33PM (#13624649)
That categorization encompasses what.. 98% of everyone?

Your bar for sympathy may be a bit high.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by SamReidHughes on Monday February 13, 2017 @04:39AM (#13634155)
Well it's certainly not going to include people that have $13/hr jobs in America.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by hnbroseph on Saturday February 11, 2017 @05:22PM (#13625191)
well, they presumably weren't born into slavery only to be worked brutally hard then tortured and murdered by a slave owner, so i guess they're worthy of a sneer or two.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by SamReidHughes on Saturday February 11, 2017 @05:49PM (#13625314)
I'm not sneering at them. I'm objecting to the categorization of them as a victim being exploited. They're doing useful work and getting paid for it.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by hnbroseph on Saturday February 11, 2017 @06:04PM (#13625390)
you haven't established how that is necessarily not-exploitation.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by SamReidHughes on Saturday February 11, 2017 @06:15PM (#13625442)
Oh it is exploitation. It's not like there's a victim, though. The drivers likewise exploit Google's insufferable desire for street photography in exchange for cash.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by hnbroseph on Saturday February 11, 2017 @06:50PM (#13625620)
is this purposeful equivocation?
Re:Below Deck: Filipinos make up nearly a third of all cruis... by aaron695 on Sunday February 12, 2017 @04:59AM (#13627669)
> you're benefiting from this exploitation.

So what? I'm sure there's things you benefit from thanks to the Nazis.

Personally I prefer to not encourage bad behaviour and change the world in a positive way than worry about philosophical arguments.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by traveling on Saturday February 11, 2017 @07:42AM (#13622367)
An unskilled operational role.

I worked for outsourcers before as well doing support type jobs. Bad pay, ever increasing performance pressure, no benefits (no sick pay or health insurance), so if you got sick you were shit out of luck and healthcare was prohibitively expensive. Private insurance was available of course but these were all angle shooting companies in the affordable range that are barely better than having no insurance at all. The gap to the 3rd world is quickly closing in a lot of places these days unfortunately. (and not in a good way)

This was in western Europe.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by 77pt77 on Saturday February 11, 2017 @08:23AM (#13622476)
>This was in western Europe.

Most western Europe has socialized medicine. Was health insurance as essential as in the USA?

Re:Below Deck: Filipinos make up nearly a third of all cruis... by sambe on Saturday February 11, 2017 @11:21AM (#13623221)
What does "socialised medicine" mean? Many European countries have mandatory health insurance premiums on top of normal taxation (for example: Netherlands, Switzerland).

The original poster says claims Ireland doesn't and whilst I'd assume they know more than I do, http://www.hse.ie/eng/services/Find_a_Service/eligibility.ht... makes it sound substantially free or heavily subsidised ("comprehensive, government funded public healthcare system").

Re:Below Deck: Filipinos make up nearly a third of all cruis... by traveling on Saturday February 11, 2017 @11:29AM (#13623262)
See the means test here:

http://www.citizensinformation.ie/en/health/medical_cards_an...

Sounds comprehensive to you?

The income threshold is so low that only unemployed people qualify.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by sambe on Sunday February 12, 2017 @03:39AM (#13627450)
The link I posted said that's for roughly 30% of people, to receive completely free care, so yes, it's fairly low. Skimming further than that page suggested the remainder was still heavily subsidized. Most European countries I've experienced do not have 100% free healthcare for all.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by ino on Saturday February 11, 2017 @12:05PM (#13623450)
Germany doesn't, for example. You have private ensurance companies and you have to chose one. When things go bad, you bet the insurance company won't be on your side. It's all ok if you have a good job (IT or otherwise) that pays for the best, but for poorer people it sucks.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by kogepathic on Saturday February 11, 2017 @01:25PM (#13623902)
> Germany doesn't, for example. You have private ensurance companies and you have to chose one.

What? No. In Germany you have public health insurance and private health insurance.

Private is only an option if you make over ~55,000€ or are self employed. Of course there are many private insurance companies happy to sell you insurance. They're in it to make money. Just be prepared for the premiums to increase as you get older.

Public health insurance [0] is available from several different providers, all which basically offer the same thing: you get sick and go the doctor, you are treated without charge.

> When things go bad, you bet the insurance company won't be on your side.

I have never been seriously ill, but for all the minor things (flu, infection) I just went to the doctor and gave them my health card.

I do know people who have been seriously I'll, requiring hospitalisation, and I haven't heard many complaints from them. They're still alive, and not financially ruined or suing the Krakenkasse.

So how exactly will they not be "on your side" ?

The public health system in Germany, and other European countries from what my friends say, is not the most luxurious or expedient, but you get the care you need and without paying extravagant amounts as one would in America.

I know people in America on ACA who pay thousands per year and still have a deductable of thousands. Sure, I pay ~4,000€ to the Krakenkasse through the mandatory salary deductions each year, but I have no deductable for care.

As a young and healthy person it doesn't cost the German government that much each year to keep me alive, but this money goes toward keeping other people healthy and alive. I consider that a worthwhile goal (though I do strongly want them to ban tobacco advertising).

[0] https://de.m.wikipedia.org/wiki/Gesetzliche_Krankenversicher...

Re:Below Deck: Filipinos make up nearly a third of all cruis... by rangibaby on Saturday February 11, 2017 @01:11PM (#13623838)
I don't mind Japan's system. You pay monthly to the government (about 10% of your income for a married couple with a child) then the government pays 70% of your medical bill out of that, no questions asked.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by ino on Saturday February 11, 2017 @03:30PM (#13624631)
Do you have to pay if you're unemployed?
Re:Below Deck: Filipinos make up nearly a third of all cruis... by rangibaby on Saturday February 11, 2017 @06:36PM (#13625541)
The short answer is no. The long answer is your bill is based on your salary from the previous year e.g. Jan 2017 bill will be based on Jan 2016 income, which is not nice if you don't have a job anymore. The good part is extensions are easy to get. Other than that it is free for poor people.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by traveling on Saturday February 11, 2017 @08:31AM (#13622506)
I don't want to dox myself, but you can probably guess which western European country doesn't. Healthcare isn't US level expensive there where you'll go bankrupt with any minor issue but still prohibitively expensive if you don't make much and break your arm for example, so it's somewhat essential.

A colleague of mine got diagnosed with a serious heart condition, was away for a month or so without sick pay, got fired as a result and went bankrupt from medical bills.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by pimlottc on Saturday February 11, 2017 @09:11AM (#13622676)
> I don't want to dox myself, but you can probably guess which western European country doesn't.

Maybe this is supposed to be an easy question, but as an American, I have no idea which western European country doesn't have socialized medicine, and Wikipedia is not helping me out.

https://en.wikipedia.org/wiki/List_of_countries_with_univers...

Re:Below Deck: Filipinos make up nearly a third of all cruis... by traveling on Saturday February 11, 2017 @09:26AM (#13622735)
Ok I'm going to give you the country, it's Ireland.

Some medical card for the destitute exists but if you're working you don't qualify.

The whole medical system is a nightmare, but it's a very small country as well.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by yardie on Saturday February 11, 2017 @10:14AM (#13622940)
From the description I assumed it was one of the more Eastern European countries like Romania. I've never looked at Ireland like that. I assumed they had the same setup as most of western EU countries.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by s_kilk on Saturday February 11, 2017 @10:40AM (#13623065)
[Born and raised Irish, left at the first opportunity ]

Ireland is a weird (and sometimes nightmarish) mix of European and American culture. For some reason we decided that some of the dumbest ideas of the US simply had to be implemented, at great cost to the average citizen.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by hackermailman on Saturday February 11, 2017 @12:34PM (#13623626)
In Canada, specifically BC if you fail to pay monthly medical premiums you have no health insurance either they sell your account to collections and you have to pay cash for any doctor visit. Since private health is not available you're screwed and have to either leave the province to get health insurance again or continue paying cash.

There's always loopholes in socialized medicine usually only affecting the poor.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by _asummers on Saturday February 11, 2017 @09:18AM (#13622697)
I believe Belarus is the only European one without it, Google wasn't giving me a good list of "nos", but I found a map indicating as much..
Re:Below Deck: Filipinos make up nearly a third of all cruis... by 77pt77 on Saturday February 11, 2017 @12:23PM (#13623542)
Belarus is definitely not Western Europe.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by senior_james on Saturday February 11, 2017 @10:12AM (#13622930)
I keep hearing that you will 'go bankrupt' with every minor health issue in the US. Do you actually live in the US? Have you used US healthcare?

I pay for my own health insurance (because I own my own company) and while not cheap, it's affordable. I think I pay around $250 US/month. I get regular checkups included (most prescriptions cost me $10 or less) and I had a colonoscopy last year and it cost me less that $50.

If I had major surgery, I would be out a couple of grand. While it does have problems, it's nowhere near as bad as many would like you to think.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by xapata on Saturday February 11, 2017 @10:36AM (#13623049)
In other states it's more like $400 per month for the cheapest, $5k annual deductible insurance.

Keep in mind that many people would be bankrupted by a $5k expense.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by tyingq on Saturday February 11, 2017 @10:36AM (#13623048)
Aside from the deductible, most insurance plans in the US cover only a percentage of costs. 80 or 90 percent is common. For a single, simple, surgery it's bearable. Something like cancer, with ct scans, chemo, radiation, surgery with a 1 week hospital stay, etc...can bankrupt you.
Re:Below Deck: Filipinos make up nearly a third of all cruis... by senior_james on Saturday February 11, 2017 @02:06PM (#13624144)
"Something like cancer, with ct scans, chemo, radiation, surgery with a 1 week hospital stay, etc...can bankrupt you."

Again, I will have to disagree. Do you have any actual experience with this or are you going to just give me more talking points....

My wife's sister went through stage 2 breast cancer over the past 2 years and she had her own insurance plan as well. After 4 major surgeries and 1 year of chemo, her total expenses are $10K.

You can negotiate with hospitals and they almost always have payment plans with 0 interest for a few years. She negotiate it down to $5K, which is pretty reasonable, considering the amount of time she spent in the hospital.

My Aunt lives in Canada and she had thyroid cancer a couple of years ago. Because it wasn't considered 'life threatening', she had to go before a health board to determine when she should actually receive surgery.

They determined that she could have surgery in 2 years. This was unacceptable, so she went over the border to the US and got it done in a month.

I would much rather have the option of actually getting the surgery done in a timely fashion than having to go before a board (IE: the 'death panels' that everyone talks about) to determine my fate.

The US healthcare system does need work, but many people use hyperbole and have never experienced it first-hand.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by dota_fanatic on Saturday February 11, 2017 @02:39PM (#13624328)
There is no single US healthcare system that someone can experience first-hand. There is a lot of variation from state to state. I take you haven't experienced the system as someone, say, making less than $25k/yr, in every single state, at various times of year (say 2 months before your deductible rolls over) with various kinds of conditions (acute, chronic, extremely rare, etc?), at various points in their careers (if they can even claim to use that word)? And you've experienced this in a range of personal contexts? with various mental issues, or with dependents, or with poor mathematical skills coming out of a bad-fit-for-them public schooling system, or no slack to even be able to take any time off, no PTO?

There are millions of Americans who can't afford $250/mo on top of food, rent, and transportation costs, working more than full-time hours spread across several jobs, all of which pay minimum wage in poor conditions that are bad for their bodies and with unpredictable scheduling.

In light of the reality of many, many people's experiences in the healthcare system that are contrary to your own, which are NOT hard to find, your comments comes across quite poorly.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by senior_james on Saturday February 11, 2017 @04:42PM (#13624997)
"There is no single US healthcare system that someone can experience first-hand. "

Sure there is. There aren't that many private insurance companies in the US and they all work similarly.

"I take you haven't experienced the system as someone, say, making less than $25k/yr, in every single state, at various times of year (say 2 months before your deductible rolls over) with various kinds of conditions (acute, chronic, extremely rare, etc?), at various points in their careers (if they can even claim to use that word)? And you've experienced this in a range of personal contexts?"

I feel like this is the 'no true scotsman' logical fallacy creeping into the conversation. You could say the same thing about every single healthcare system (or any large system) in the world: it's not the same for everyone.

..and by the way, my wife's sister makes $35K/year. Money has little to do with it.

"There are millions of Americans who can't afford $250/mo on top of food, rent, and transportation costs, working more than full-time hours spread across several jobs, all of which pay minimum wage in poor conditions that are bad for their bodies and with unpredictable scheduling."

You say that, but many people I know won't pay for healthcare, but pay more in booze, weed, and expensive electronics and services.

When I was single, I got bare-bones care for $75/month. This is as cheap as a cellphone plan. My premiums were high, but I wouldn't go bankrupt if I had major surgery. Many people can easily afford healthcare in this country. They choose to spend their money elsewhere.

I've traveled the world and the US has the richest poor people I've ever seen. Try living on less than $2/day with starving children.

Hospitals can't refuse anyone by law. We also have lots of systems, paid for by the taxpayers, to help people on low incomes get the care they need.

"In light of the reality of many, many people's experiences in the healthcare system that are contrary to your own, which are NOT hard to find, your comments comes across quite poorly."

Your comments come off as rather naive. No system is perfect and I can point to many instances of people getting terrible care in every other healthcare system as well.

You want to paint a hyperbolic picture that the US healthcare system will make you go bankrupt and you need to be rich to get care.

My point is that this just isn't true. It needs work, but it's not nearly as bad as you make it out to be.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by dota_fanatic on Sunday February 12, 2017 @12:22PM (#13629323)
Note that I never said the healthcare system will make you go bankrupt and you need to be rich to get care. That's a strawman you've been fighting from the beginning.

> "Money has little to do with it."

Again, you are severely out of touch with the existence of many Americans if you think money has nothing to do with it. I guess the poor ones aren't actually poor if they would just stop spending money on vices? You would do well for yourself if you stop looking at anecdotes of people you know, and start looking at the generalized case of the hundreds of millions Americans across socioeconomic classes.

The disappointing truth is that there are indeed many hard-working Americans (many of them immigrants...) who bust ass all year long, and they don't have money to pay for even a high deductible plan. They can barely make rent. And if they did, those plans still result in many tens of thousands of $s in the event of a severe hospital stay. These are the people where a single chain of events can push them into severe poverty with no easy way out.

If you read HN then you'll know this stuff is happening, and a lot of people are talking about just how hard it is to climb these days for the bottom %s of America. Just a few months ago, we're now at the point where potential to climb, social mobility is lower than our grandfather's generation?

I would like to invite you to read some of the work done by David Belk MD and see if that changes your seemingly cavalier attitude that it's "not that bad". Here's a former comment of mine with some links. The system is very inefficient, with a lot of corruption, and people like you are genuinely hurting people by fighting as if it's otherwise.

https://news.ycombinator.com/item?id=12515302

Re:Below Deck: Filipinos make up nearly a third of all cruis... by brianwawok on Saturday February 11, 2017 @12:35PM (#13623633)
90 percent up to out of pocket max. My out of pocket max has always been between 1k and 5k per year. So if I need 1 million dollar cancer treatment, I don't pay 100k. I pay 5k.

So no I cannot go bankrupt with health insurance in the US.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by tyingq on Saturday February 11, 2017 @12:44PM (#13623694)
The ACA did fix some of that, but there are situations that can still be challenging. The max out of pocket can be higher than yours..close to $8k/person, and it's annual, so if you get sick late in the year, the clock starts over. It's also not uncommon to have to go out of network for certain types of treatment, which opens up more doors.

Also, many people aren't able to work when they are sick.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by senior_james on Saturday February 11, 2017 @02:08PM (#13624159)
I see you have actual experience with the system. Most people commenting here seem to be parroting talking points from politicians.

When I actually post my real experiences, I get down voted to -2.

....and we wonder why there are so many broken systems in the US.

Re:Below Deck: Filipinos make up nearly a third of all cruis... by vacri on Saturday February 11, 2017 @05:43PM (#13625294)
You called $250/month affordable, which is almost an entire week's salary full-time on the federal minimum wage. 20% of your wage for a poor person is not 'affordable'. There are 45M people poor enough to be on food stamps in the US - the average monthly net income of these people is $335[0].

[0]https://www.bloomberg.com/news/articles/2016-02-03/food-stam...

Re:Below Deck: Filipinos make up nearly a third of all cruis... by brianwawok on Saturday February 11, 2017 @08:51PM (#13626119)
Median household income is 52k. At 52k, you get massive ACA subsidies. At say 75k or 100k, yes you can afford the $250 (or more realistically $1000 or $1500) it costs to get a family health insurance.