> Sure its a huge number that you didn't get an extra three million dollars but what can you do differently with $8M that you can't do with $5M?

You can do a heck of a lot more with $3m than $13k.

I know you're thinking proportionally, but that's not necessarily correct.

And you can always find things you really need the money for. Want a mega-yacht? Better start saving, because $13M ain't gonna cut it.