irl, Card acquirers do verify transactions without AVS, but they charge higher provided the merchant can demonstrate pre-transaction fraud mitigation
>AVS dropped fraud rates on card-not-present transactions dramatically, and it'd skyrocket without it.
AVS was less than moderately effective 6-7 years back, but it's less effective now, almost not at all. Most "researchers" have the card dumps with the addresses already so AVS does nothing to decrease the attack surface. Pre-transaction approval risk mitigation and post transaction fraud review is the only thing that works.
Either is fine with me. I just want a virtual card (to protect my bank acc) that I can use in as many places as possible.
Currently I've got a virtual card that only works like half the time...That's pretty underwhelming by any criteria.
I work at a small ecommerce company and we'd be effed without our AVS service to help with CC fraud.
>Do you want your address actually verified or a feature that makes AVS useless?
Either is fine with me. I just want a virtual card (to protect my bank acc) that I can use in as many places as possible.
Currently I've got a virtual card that only works like half the time...That's pretty underwhelming by any criteria.
Tell me about AVS please.
Existing virtual card services have me covered on the virtual card front - both cost and (limited) privacy. I want something that gets me past the virtual card + AVS issue. All the virtual card providers seem to suck on this front...