With [the absolutely fantastic] Paywave / Paypass now just about completely ubiquitous here in Australia, and supported by a good few smart phones to boot, why on earth would we want Apple Pay? They've truly missed the boat here.

The main advantages are security (you can't use a card without a TouchID fingerprint scan to unlock) and being able to easily use multiple cards on the one device.

The second user advantage is a drawback to most banks (they'd rather you carry just their card, rather than be able to switch easily), so that might also be a contributing reason for not signing up for Apple Pay.

>why on earth would we want Apple Pay

If you are an iPhone user, and many folks happen to own iphones, that would be the reason.

The credit card companies here will send you an NFC chip to stick on your phone cover if you are into that sort of thing.

Sadly very few places support Apple Pay. And some credit cards make it a royal PITA to use with AP.

The thing is in Australia, we have near ubiquitous support for contactless payments so when Apple Pay launchs here it'll be supported _everywhere_ on day one[1]

[1] Well, the tech will be supported. Whether the business will accept amex or not is another story...