newroman

For people who already live in Europe, they're pretty keen to approve them unless you're from a country considered outright dangerous. An Indonesian friend received multiple even without having a great salary or an owned house. Would have been declined if living in Indonesia

The person complaining has a name ending with "ov" and needs a schengen visa, which is quite representative of the third country nationals who have issues with this

I tend to not carry a card anymore, just my phone (Romania). I don't remember the last time I went to a shop that didn't accept card. Everyone who accepts cards accepts contactless.

good job it's not talking about the city of London, then

you done goofed if you're saving at 2.2%, he means investing in the S&P500 or the likes