Afaik Paypass/Paywave can't be cloned as well (http://android.stackexchange.com/questions/21982/can-i-clone...) so their "solution" is going to be interesting. The purpose of chipped cards is exactly to prevent against clones/skimming, so these devices should die pretty soon. If they don't go the Apple Pay way, which probably costs a huge amount of time and money.