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A comment on Ask HN: What to do about healthcare when working on a startup?. Parent comment

Re:Ask HN: What to do about healthcare when working on a sta... by kurttheviking on Saturday June 06, 2015 @01:16AM (#9669810)
Do this. Much of what the ACA is intended to do (we can debate its effect another day) is address low-income scenarios. Also, consider COBRA (and related state programs) as an intermediate step if available and necessary[1]. Dont' get a part-time job just for insurance...that's a distraction which will sap your energy and focus.

[1] http://www.dol.gov/ebsa/faqs/faq-consumer-cobra.html

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Re:Ask HN: What to do about healthcare when working on a sta... by bmmayer1 on Saturday June 06, 2015 @10:43AM (#9670949)
Is it ethical to take a government subsidy intended for low- or no-income Americans if you have the savings to start a startup, and presumably the thought capital to be able to work for a real salary if it doesn't work out?
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Re:Ask HN: What to do about healthcare when working on a sta... by Blackthorn on Saturday June 06, 2015 @10:58AM (#9671000)
Yes. What do you think you paid taxes for while you were building those savings?
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Re:Ask HN: What to do about healthcare when working on a sta... by raincom on Saturday June 06, 2015 @10:50AM (#9670970)
Think of all those folks use legal loophooles to move their millions to trust funds, so that they can get on medical, medicare, etc. Len Till, the radio lawyer from the bay area, used to give such advice!!
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Re:Ask HN: What to do about healthcare when working on a sta... by WalterGR on Saturday June 06, 2015 @02:01AM (#9669891)
Absolutely consider COBRA.

You have 60 days after leaving a job to enroll. (At least in California.)

Looking at Covered CA: for the same monthly cost, I would be able to get significantly better Kaiser coverage through COBRA than I would getting a plan through Covered CA.

Of course, if your goal is to minimize cost by having just an "I won't go bankrupt if I need to go to the ER" plan, the calculus is different.

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