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A comment on Why Employee Benefits Will Become Irrelevant. Parent comment

Re:Why Employee Benefits Will Become Irrelevant by DamnYuppie on Wednesday April 29, 2015 @01:03PM (#9459755)
Currently employers get better rates for their benefits then an individual can on the open market. As such this will open the flood gates for even higher insurance premiums, seems like a wind fall to the insurance providers.

This is similar to the push away from pensions to 401k's in the 70's and 80's. It was supposed to be great for the individuals, more flexibility and control, can take it from job to job. Yet instead it was great for the financial services industry as they got to charge a higher service fees on their mutual funds to more people. The only people to lose out where the employees as the companies got reduced liabilities and payouts and the financial services sector go a large bump in service fees....

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Re:Why Employee Benefits Will Become Irrelevant by nulltype on Wednesday April 29, 2015 @01:36PM (#9460064)
Could employees of different companies form a group that could get better rates? One of the problems with 401ks is that they are still related to your employer.
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Re:Why Employee Benefits Will Become Irrelevant by ibealexm on Wednesday April 29, 2015 @02:57PM (#9460805)
Yes - it's called a government. Pretty much all other countries already have such healthcare plans in place.
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Re:Why Employee Benefits Will Become Irrelevant by DamnYuppie on Wednesday April 29, 2015 @10:35PM (#9463026)
Would that not be similar to a Union?
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