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Re:Hacker Implants NFC Chip in His Hand to Bypass Security S... by sschueller on Wednesday April 29, 2015 @05:40AM (#9457210)
I am able to pay with NFC on my note 3 without waking up the phone or unlocking it. [0]

[0] https://www.tapit.ch/en

Re:Hacker Implants NFC Chip in His Hand to Bypass Security S... by rstuder on Wednesday April 29, 2015 @07:20AM (#9457480)
In the case of Tapit NFC does not communicate with the OS or the apps of the phone. NFCcommunicates directly with the SIM card and the applets installed on there. You can actually have your phone turned off and Tapit will still work. (Source: I support the Tapit team)
Re:Hacker Implants NFC Chip in His Hand to Bypass Security S... by mike-cardwell on Wednesday April 29, 2015 @06:07AM (#9457273)
I can unlock my OnePlus One using my NFC ring. The screen has to be turned on first though.