Putting your nest egg in a startup is very nearly a guarantee that you'll lose it. Even the best of the best are terrible at picking winning startups.
If you want to keep your nest egg and see it grow at least a little bit, you need to find something low-risk, low-reward. Startups are literally the worst thing you could invest in.
Re:Ask HN: I have $25,000 to invest
by leesalminen on Saturday February 07, 2015 @02:42PM
(#9015064)
Our newest co-founder joined us in this way. He demonstrated value right off the bat, and we all get along socially as well.
In this case it was pure luck, but it is possible.
I was thinking of investing as partner, financially + hard work!