You assume the Baby Boomers can retire, and I assert that they are the most indebted, non-saving, addicted to their lifestyle cohort the US has ever seen. The only natural drop is when they drop dead naturally...but they'll go out kicking and screaming, demanding free healthcare that they didn't pay for, etc, etc.
ZeroHedge has been very adamant about exposing the problem with your assumption: http://www.zerohedge.com/news/2014-10-03/hiring-grandparents...
You assume the Baby Boomers can retire, and I assert that they are the most indebted, non-saving, addicted to their lifestyle cohort the US has ever seen. The only natural drop is when they drop dead naturally...but they'll go out kicking and screaming, demanding free healthcare that they didn't pay for, etc, etc.