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A comment on The debit card fee driving US banks crazy. Parent comment

Re:The debit card fee driving US banks crazy by adventured on Tuesday January 27, 2015 @05:27PM (#8956531)
You're incorrect about the cost of accounts. I can have $2 in my checking or savings account, and there are no fees. I've never had a bank account that cost me money to keep. I also don't have to jump through any hoops, I merely walked into the bank and signed up for an account. Zero cost, zero hassle.

I'm also not sure what electronic payments you're referring to (transfers to others?). I deposit money and it shows up instantly. I buy something from Amazon.com via a Visa card attached to my checking account and it shows up instantly on my account.

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Re:The debit card fee driving US banks crazy by UrMomReadsHN on Tuesday January 27, 2015 @05:44PM (#8956649)
>I'm also not sure what electronic payments you're referring to (transfers to others?)

I transfer money to and from my bank accounts using ACH transfers. It typically takes a few days for those to clear.

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