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A comment on The debit card fee driving US banks crazy. Parent comment

Re:The debit card fee driving US banks crazy by Terr_ on Tuesday January 27, 2015 @05:05PM (#8956347)
> Banks actually intentionally make it a real pain in the butt to send money to another bank, and stupidly easy to send money between accounts linked at the same bank.

If something is wrong or fraudulent (such as, say, exploiting a race condition in how transactions are handled) it's much much easier to arbitrate or reverse everything in-house.

I'd wager a lot of people here have--one time or another--written a bit of code saying "sleep X seconds to be safe", or "wait until you confirm Y had no errors". Same kind of idea.

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Re:The debit card fee driving US banks crazy by Someone1234 on Tuesday January 27, 2015 @05:24PM (#8956513)
I should have been clearer, it is a UI issue, rather than just a speed issue. Sure, bank to bank is slower, but the UI to send out of your own bank is designed to be as hard to do as they can get away with (e.g. I have to "pay a bill" and then instead of searching for the "company" I have to search and let it fail, and only then will it let me manually enter the other party's bank account info in raw text boxes).
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