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Re:We Just Thought, 'This Is How You Start a Company in Amer... by amalcon on Saturday October 25, 2014 @08:12PM (#8509857)
Yes, in two ways:

- By buying on a subsidized contract, you've effectively used a loan for an iPhone. It's not different just because the phone company issued the loan.

- By using a loan for something else (e.g. tuition, automotive, housing), and then buying an iPhone instead of paying down the loan

Re:We Just Thought, 'This Is How You Start a Company in Amer... by jn1234 on Saturday October 25, 2014 @09:44PM (#8510023)
I wouldn't consider buying an iPhone on a subsidized contract a loan because you are just commiting to have service for a set period of time. You would be paying the same amount for service regardless if you were under contract or not.
Re:We Just Thought, 'This Is How You Start a Company in Amer... by ceejayoz on Saturday October 25, 2014 @09:56PM (#8510040)
> You would be paying the same amount for service regardless if you were under contract or not.

No, it's lower if you bring your own device with most carriers. http://www.att.com/shop/wireless/byop.html