https://en.bitcoin.it/wiki/CVE-2010-5139
Another interesting case is when bitcoind 0.8 changed the underlying database from BerkeleyDB to LevelDB. Due to different database lock limits, bitcoind 0.7 couldn't process a block that bitcoind 0.8 could. For 6 hours, there was a fork where old clients were using a totally different blockchain than new clients, because of this single block they couldn't handle. This is what patio11 means, that you have to be bug-for-bug compatible with the reference implementation.
http://bitcoinmagazine.com/3668/bitcoin-network-shaken-by-bl...
That was in 2010. Most of the users take certain level of risk, also different kinds of people have different risk appetite. If you really think this is still a relevant risk, then probably you shouldn't use cryptocurrencies at all. Stay with the safe and proven almighty dollar.
For this kind of problem, the easiest solution (when possible) is to extract the "rules engine" component of the reference implementation into a library, and then have every other client just use it (and maybe contribute to its development) instead of trying to write something bug-for-bug compatible with it.
When you think about it, web browser rendering has much the same implementation-consensus problems as Bitcoin. And what do we see there? Everyone sort of converging toward just using the "rules engine" known as WebKit.
Unfortunately bc.i's implementation/instance is not immune to bugs, forking, lying or collusion. I don't know why you would expect it to be.
Say you were writing a client in a different language or for another platform.
Although I understand it to an extent. The core of software wouldn't be the core if it wasn't always used.