I can't speak for OP, but I'm sure most people would pick the former for themselves, just like everyone thinks that everyone other than themselves is a horrible driver.

The fundamental attribution error is very pervasive.

This is part of why (as dumb as the average person is) I'm not down with the "elite ruling class" idea, even if we're basically stuck with that now whether we like it or not (except the elites aren't really individuals but large corporate interests who essentially own large swaths of government actors who supposedly represent citizens).