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Re:Final – A credit card built for the 21st century by raverbashing on Thursday October 09, 2014 @12:25PM (#8433390)
Good, so I have some constraints:

- This money transfer system works if you have (any) bank account. If you have a bank account that's all it needs (and no sign up)

- It does not depend on any action on the receiving part (so no depositing a cheque or something similar).

- It takes a couple of days tops

- A fee is acceptable, if it's something like $5 at most

- It works for large amounts (for buying a car or a house for example)

- It is trusted. If the money shows in your account that's it (unlike a cheque)

If it has this features, great.

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