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Re:Final – A credit card built for the 21st century by uploading on Wednesday October 08, 2014 @01:21PM (#8428094)
Speaking of which, how will you be different from other small credit cards when it comes to merchant relations? If I go to "Jo Shmo's Taco Shop" am I still going to need a back up Visa card because that's all they are willing to take?
Re:Final – A credit card built for the 21st century by tehwebguy on Wednesday October 08, 2014 @01:49PM (#8428299)
Probably not, my guess is that this will actually be a Visa card.

Most Visa and MC cards are branded as such but are actually backed by some other institution, like Bank of America or Chase.

Re:Final – A credit card built for the 21st century by mcherm on Wednesday October 08, 2014 @02:39PM (#8428646)
Actually, ALL Visa and MasterCard cards are backed by some other institution. MasterCard and Visa are (well, were: it's more complicated lately) associations of banks.