Re:Stripe and Apple Pay
by Letio on Tuesday September 09, 2014 @04:09PM
(#8292643)
Patrick,
Curious, was the majority of the work required to support ApplePay related to the format of the PKPayment? I assume in other cases, you just pass the raw PAN + pin, etc, where as now you need to pass the encrypted single use token + cryptographic data + more. Was more work required to support ApplePay?
And if so, did Visa/MC/Amex and the processing networks recently start supporting this payload, or has it been in place for some time?
Re:Stripe and Apple Pay
by tonyb on Tuesday September 09, 2014 @09:39PM
(#8294435)
I think this all that extra stuff is a standard 3D Secure transaction (Verified by Visa/Mastercard SecureCard). Apple has replaced the complicated multi-step authentication process with TouchID
Curious, was the majority of the work required to support ApplePay related to the format of the PKPayment? I assume in other cases, you just pass the raw PAN + pin, etc, where as now you need to pass the encrypted single use token + cryptographic data + more. Was more work required to support ApplePay?
And if so, did Visa/MC/Amex and the processing networks recently start supporting this payload, or has it been in place for some time?
Finally, what does Apple use the Merchant ID for?