If you can work as a postdoc forever, can you do this with confidence? Which is to say, what are the odds that you'll wind up washed up at age 34, or 44, or 54, driving the mid-21st-century equivalent of a taxicab, after your PI's grants dry up and you can't find any other PIs who need your possibly-quite-esoteric research skills?
Tenure would help, of course. What's the ratio of assistant-professor openings to Ph.D.-level graduates in your field?
Getting your own grants might help. In your field, do people who have done, say, five postdocs in a row routinely get awarded grants in their own names?
(Full disclosure: I did a postdoc for fun, once. It was fun. There are many worse ways to spend three years of your life. But it was an expensive detour from my eventual career.)
If you want to do research in a field like math and you can't get a professorship, you need to have an outside income that still allows 30 hours a week to think. If you want to do research in math and you can get a professorship, you need to protect your time fiercely even if you're at a research school and you're close to doomed if you are teaching 3-3 or 4-4. (I've seen some people do it.) So that dream of working on things that interest you with very little oversight is temporary pretty much no matter what.
Yes, it does increase over time, to about 2x salary. It also plateaus there quickly.
My question to you: assuming you are in this "certain subset of people," do you think that a string of postdocs is healthy for your career path? Of the dozen or so hiring managers and recruiters I've chatted with over the last year, any more than 2 podstdocs is a serious red flag.
But realistically, I'm not talking "earning potential", I'm talking about "spending your twenties making $10/hour as a graduate student and shafting yourself come retirement." Nobody becomes an academic to get rich, but I worry about the mid-life financial health of today's postdocs versus that of their mentors' at the same age.
And so I was forced to change careers. Doing research was fun, but if you want to do it (or make pottery or be in a band) professionally, then I recommend your spouse has a real job.
> I recommend your spouse has a real job
It seems the spouse thing was what screwed it for you, not sure why you are suggesting it to others.
Nobody will care about what you do if this is your goal. On the other hand, if you can tell people "I want to make your life easier by: filling a market gap, changing an industry for the better, making X easier to use, making Y more affordable" then people will care. Thinking more about others than yourself is also probably a good way to actually find a good business!
I have a Masters in Chemistry, my girlfriend has a PhD in Chemistry. Neither of us, for the past year, have come remotely close to gaining employment that uses those skills (in Australia).
As an Australian who didn't go to university, I had the warnings growing up that getting a piece of paper doesn't guarantee you a job but I didn't know things were that hard for someone holding a masters.