Locking him up for 10 years is just going to ruin the life of one child and cost a fortune in maintaining him.
Six months community service would be a net gain for the community, 10 years of prison is a net loss.
The function of a jail is not to take revenge, it is to keep harmful people out of society. This guy did a great job up to the point where he cracked. I'm sure he could be made to do a great job again given half a chance, and keep him under the breaking strain this time.
There have been countless words written on the subject, but one of the functions IS deterrence.
Look at it this way: you can try to launch a startup and guide it to a successful exit. If it succeeds, you get some nice cash in the bank. If you fail, you spent a few years and have no material gain to show for it.
Or, you can try to get away with a large-scale fraud. If it succeeds, you get some nice cash in the bank. If you fail, you spend 6 months doing community service and have no material gain to show for it.
Yes, it's obviously oversimplifying (ethics, experience/learning from a failed startup, what do you enjoy doing, etc.) But there has to be a significant cost of failure to prevent people from deciding it's worth a try.
Says you. I think the relevant role here is "deterrent". Stealing a million dollars needs to carry more risk than "If I get caught, I'll have to spend a lot of time picking up trash." Letting this thing go lightly is a much larger net gain when a lot more people decide it's rational to try their hand at insurance fraud.
Article states "Tennessee specifically outlaws “intentionally and falsely creating the impression that any person is deceased,"
Oh, and he was willing to fake his identity but didn't bother trying to print out some fake school transcripts for his kid (Which themselves are usually printed on a regular consumer printer).
Anyway if this guy can make it over a year I'd imagine a reasonably intelligent person could probably get away with it.
Also, I really wonder if 10 years in jail is the right way to punish somebody that tries to reboot his life in the wrong way. His kid needs him more than he needs 10 years worth of punishment. Garner the guys wages but set him free.