Neither of those things are impossible to build around bitcoins. If you catch the thieves, you can probably get the bitcoins back. The currency used has nothing to do with whether it's possible to build insurance around it.

Why not? As far as I know, the law will treat your bitcoins like any other property you own. It's not legal to steal them just because they're "bitcoins", nor are they inherently uninsurable.

Now, whether that's an effective deterrent and whether there's a realistic chance of catching the thieves is a big question, but there's nothing inherently different. It's not that hard to rob your house of cash and not get caught either. The main reason it doesn't happen is because the criminals who are good enough to do it have bigger fish to fry. If they found out that you had $100,000 under your mattress then there would be trouble.

And I can become a prostitute.

If I get robbed/assaulted, I can contact my pimp and he can go with his gangsters and kill the offender.

> There's no such thing with Bitcoin.

This is a feature.