Re:Coin
by toomuchtodo on Thursday November 14, 2013 @03:52PM
(#6735472)
http://creditcardforum.com/blog/chip-and-pin-credit-cards-us...
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I have an AmEx but not Platinum. It's not worth the extra fees to me.
If they get some sense and implement this on their lower-end charge cards, I'd be a pig in shit. I try to have this be the only card I use.
Re:Coin
by toomuchtodo on Thursday November 14, 2013 @04:00PM
(#6735527)
The chip is available on all of the Amex charge cards, green through platinum. Just ask customer service for it.
Thought that was all chip-and-signature instead of chip-and-pin.
Chip-and-sig is almost useless.
Also, I'm a stingy bastard with the fabled Unicorn Card (Zync) that's no longer offered. I think any changes would mean a forced upgrade. I'm worried about a forced upgrade when the card expires too.
Here's a very thorough spreadsheet from the FlyerTalk forums: http://www.flyertalk.com/forum/17837493-post1.html
There are a handful of credit unions that issue dual C&S/C&P cards. It's a little harder to get one than an ordinary card, but probably worth it if you're traveling abroad. (I got one from Andrews.)
Whether chip and sig is accepted in places around europe will probably depend on the software they have, the merchant's agreement with their acquirer, whether it's an unattended terminal and a bunch of other stuff.
Surprised to hear it's next to useless, but not really surprising that it's less useful.
I was up in Canada a few months ago, where EMV cards are ubiquitous. C&S is accepted everywhere, but merchants routinely get confused by the second receipt printing out. I've heard it's the same in Europe.
Re:Coin
by flatfilefan on Friday November 15, 2013 @07:30AM
(#6739040)
Chip and sig was accepted everywhere I went in Europe this year. I have a European bank issuer though.
Re:Coin
by toomuchtodo on Thursday November 14, 2013 @05:02PM
(#6735982)
I'm sorry, yes, all the chips on Amex cards are chip and sig, and are just as useless as you describe.