That's how it works in much of Europe. The US banking system sucks. I have clients in Germany. They pay me via credit card because bank transfers to US accounts are such a pain. If I had a German account they could pay me instantly without hassle. Even many of my US clients pay me by credit card because they'd otherwise have to mail me a check (yuck) or get some kind of 3rd party bank transfer service which they're not willing to do.