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Re:Square Cash by djhworld on Wednesday October 16, 2013 @04:17AM (#6558560)
Remembering people's bank account details is a nightmare though. I sometimes need to pay friends or family back for a meal or whatever, but going through the rigamarole of requesting their bank account details and then logging onto internet banking, going to the payment screen, putting their details in (making sure you don't mistype a digit in their bank account number) and then hoping you did everything OK is just a fundamentally broken UI.

The Barclay's "pingIt" system is a step in the right direction, I think all banks should adopt a similar system. Paypal "gifting" is a good alternative to this but not everyone has a paypal account

Re:Square Cash by ZoFreX on Wednesday October 16, 2013 @04:47AM (#6558624)
Both banks I've used recently (Natwest and Halifax, not that I can recommend either) keep a saved list of people you've paid in the past, so I only had to go through that dance once for each person I paid. For the people I paid most frequently it was very convenient, I could send them money in seconds using the Natwest Android app.
Re:Square Cash by askew on Wednesday October 16, 2013 @05:24AM (#6558742)
Ah - I was under the impression PingIt could be used by non-Barclays customers.

That said, NatWest's mobile app also allows this behaviour: I can send a contact a text with a link allowing them to deposit the amount specified: up to £250.