Contact is a contract. You are supposed to read.

Good lucky going to court sayingthat you only read the credit card brochure so you thought you didn't have to read the contact before signing... Whichis exactly what the bank did.

If the bank get out of this one, and Russian contract law is the same, it will be going over all the precedence to this date.

My bet is that neither side will have it all. Contact will be upheld, but values will be ruled out of some legal common sense.