The live/test switch is a good example. It confuses everyone: you're just switching between the data that's shown, but everyone thinks you're switching the underlying state of your account. It's something we've had on our list to fix for a long time.

I'm so glad to know that, I was thoroughly confused :D

U.S. availability only?

Zing, however Stripe is in 4 countries now.

Never let facts get in the way of snark.