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A comment on Linode hacked, CCs and passwords leaked. Parent comment

Re:Linode hacked, CCs and passwords leaked by dangrossman on Monday April 15, 2013 @02:44PM (#5553347)
Even better to use someone that isn't your payment processor, so that should you need to change payment processors you don't also have to re-acquire all the billing info from your customers. You can use Stripe today, PayPal tomorrow, and Braintree the next if that's what works best for your business.

Card vaulting as a service: https://spreedly.com/ ($10/mo for up to 5000 cards)

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Re:Linode hacked, CCs and passwords leaked by scarmig on Monday April 15, 2013 @03:06PM (#5553516)
Isn't that just adding one more point of failure? I don't trust myself, I barely trust Stripe or Paypal, and I've not even heard of spreedly.
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Re:Linode hacked, CCs and passwords leaked by dangrossman on Monday April 15, 2013 @03:09PM (#5553538)
There's always going to be single points of failure, but which is more likely: you want or have to change payment processors (you've been terminated, your fees have gone up, you want to switch to a lower cost provider) or you want to change flat-rate vaulting services? Plus, Spreedly will give you your data if you leave, whereas there is no way to get stored billing info out of most payment processors.
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