Re:Graphs that show America’s health-care prices are ludicrous
by caw on Tuesday March 26, 2013 @10:34PM
(#5447440)
One of the arguments for shopping across state lines is changing the risk profile. There are certain conditions that are more prevalent in certain states or regions (e.g. obesity in the "deep south").
Another argument is that states individually mandate what should be covered under insurance. If you can buy from another state, then you can get (cheaper?) insurance such that you're not paying for things that aren't relevant to you.
Re:Graphs that show America’s health-care prices are ludicrous
by tptacek on Tuesday March 26, 2013 @11:07PM
(#5447569)
The reality is that shopping across states will result in the least-regulated states hosting the dominant providers; it creates a race to the bottom.
Re:Graphs that show America’s health-care prices are ludicrous
by AlexeiSadeski on Wednesday March 27, 2013 @12:19AM
(#5447765)
You mean a race to the top :)
Re:Graphs that show America’s health-care prices are ludicrous
by twoodfin on Wednesday March 27, 2013 @08:54AM
(#5449083)
And the more regulated providers will have no way to sell their added oversight as a benefit worth paying for? That doesn't seem plausible: Certainly PPO's were able to sell "see a specialist without a referral" to many group plan customers.
I haven't really studied the issue deeply myself, but the usual complaint I hear is about things like selling insurance across state lines. But I'm not clear on how 15 or 25 or 40 (IL, TX, CA, respectively) isn't a big enough population to capture most of the efficiencies of scale that are there to be captured.